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Adjustment to the part of charges of the Bank of East Asia (China).Ltd

Issue Date：[2019-12-31]

Dear Customer:

In line with current market trends and in order to provide our customers with an improved level of service, we plan to adjust part of charges of《The Schedule of Charges of the Bank of East Asia (China) Ltd》effected from Jan. 1^st.2020 as follows:

No.

Fee Items

Applicable customers

Current Fee

Adjusted Fee

*148

Entrust Loan(the Borrower is Corporate ) -

Annual Handling Fee

Personal and Corporate Customer（principal）

0.1%-3% of the entrust loan value

0.3% of the entrust loan value per year, minimum charge is RMB 5,000 per year

*149

Entrust Loan(the Borrower is Corporate ) –

Annual Handling Fee for Extension

Personal and Corporate Customer（principal）

0.1% - 3% of the loan amount, and not less than the original drawdown commission

0.3% of the entrust loan value per year, minimum charge is RMB 5,000 per year

*33

Additional Statement Copy

Personal Customer

Free for the most recent 3 months, otherwise RMB5 per copy;

Free for Platinum Card (except BEA Ctrip Co-Brand Credit Card and BEA-Qunar Platinum Credit Card);

RMB5 per copy for BEA Ctrip Co-Brand Credit Card and BEA-Qunar Platinum Credit Card and RMB20 per copy for express process

Platinum credit card for free (with the exception of BEA Ctrip Co-Brand Credit Card and BEA-Qunar Platinum Credit Card), otherwise, RMB5 per copy, RMB20 per copy for express process.

* new

Issue identification certificates

Personal Customer

Nil

RMB15 per copy for creidt card related identification certificates ( account cancellation certificate、fully settlement certificate etc.); extra charge RMB20 if express delivery needed.

*33

Additional Statement Copy

Personal Customer

Nil

Additional electronic Statement Copy: Free for time period equals to or less than 24 terms; if time period extend 24 terms, platinum credit card for free (with the exception of BEA Ctrip Co-Brand Credit Card and BEA-Qunar Platinum Credit Card), otherwise RMB5 per copy

*32

Foreign Exchange Transaction Fees

Personal Customer

Nil

1.5% of transaction amount for BEA Master Credit Card

* new

Domestic Cash Liquidity Management

Corporate Customer

Nil

Implementation Fee：CNY 30,000 or Equivalent FCY Amount / per structure；

Management Fee： CNY 3,000 or Equivalent FCY Amount / per Month；

Maintenance Fee： CNY 500 or Equivalent FCY Amount / per account to be added or removed；

Cash Entrustment Loan Commission：0.3% of Net daily EL funds transfer amount per year;

Or 0.3% of total daily EL funds transfer amount.

Accrued on daily basis and payable monthly

* new

Cross Border Cash Liquidity Management

Corporate Customer

Nil

Liquidity Management Service Fee：0.3% of total approved limit of Liquidity Management Service. Minimum charge CNY 10,000 or Equivalent FCY Amount.

* new

SWIFT MT940/MT950 E-Statement

Corporate Customer

Nil

RMB 800 per month per account.

* new

Consignment Trust

Corporate customer

Nil

According to negotiated prices with trust company

31

Credit Balance Refund Handling Fee

Personal Customer

1% of refund if by other banks for Personal CNY Credit Card; Minimum RMB15 per transaction;

0.5% of refund for VISA Credit Card; Minimum USD1 per transaction

1% of refund if by other banks for Personal CNY Credit Card; refund if through self-service channel (Credit Card Wechat public address) by other banks for free ;( Minimum RMB15 per transaction;

0.5% of refund for VISA Credit Card; Minimum USD1 per transaction

150

Monitoring Fee

Corporate customer

Charged at 1‰/year - 1%/year of the fund according to the agreement. Charged as one year if the term of the agreement is less than one year. Charged one-time in principle.

Charged at 0.1%/year - 1%/year of the fund according to the agreement. Charged as one year if the term of the agreement is less than one year. Charged one-time in principle.

(small micro entities will not be charged)

159

Annual Usage Fee

Corporate customer

Minimum RMB50 per year / Maximum RMB300 per year

Maximum RMB300 per year

152

Advisory Service Fee

Investment Banking Services

Corporate Customer Appling For Financial Advisory Services

Provide the consulting services regarding merge and acquisition, corporate wealth management as well as assets management .

Provide financial consulting services regarding debt financing, equity, merge and acquisition, assets management, assets securitization, deal matching and market research for corporate and institutional clients.

128

Handling Fee on Change of Loan Terms. Including: Amendment of Monthly Repayment Amount or Repayment Terms or Guarantor's Information

Personal /Corporate Customer

Including: Amendment of Monthly Repayment Amount or Repayment Terms or Guarantor's Information

Including: Repayment date、Repayment method、interest rate、Collateral、Guarantor、Mortgagor and remaining loan tenor ,etc.

153

Wealth Management products issued by our bank

Personal /Corporate Customer

Wealth Management products issued by our bank

（Charge items mainly involve subscription fee、transfer fee、custodian fee、redemption fee, and floating management fee, etc.）

8.5 Financial Services

154.Domestic funds and asset management products distribution(mainly involves subscription fee; redemption fee; conversion fee; trailer fee, sales and service fees)

11、Structure Deposit

Structure Deposit

（Charge items mainly involve subscription fee、redemption fee, and floating management fee, etc.）

161

CUP Card acquirer fees (including electronic merchant )

Personal /Corporate Customer

162.Meal entertainment class(Food and beverage、Hotel、Entertainment、Gold jewelry、Handicraft article、The real estate and car sales):1.25%, among them, the real estate and car sales’ maximum is RMB80;

General class (General merchandise、Wholesale、Social training、Intermediary service、Travel agent and The scenic spot tickets ,etc.) :0.78%, among them, the wholesale’s maximum is RMB26;

The people’s livelihood(Supermarket、Large warehouse stores、Pay the water and electricity gas fees、Gasoline、The ticket of transportation):0.38%;

Public welfare (Public hospitals and schools):0(Bank charge according to the service cost);

NOTICE: The above fees are the benchmark cost, in the actual execution, they would be floated up and down 10% on this basis. The specific charge standard depends on the actual agreement.

8.8 Card Acquirer

161. Negotiate by both parties, and charge according to contract agreement

6.3

CNY Transfer to 3rd party account

Personal Customer

0.5% on amount of remittance (Minimum RMB2, Maximum RMB20)

Nil

7.8

Foreign currency card acquirer fees

Corporate Customer

4%（VISA,MASTER，JCB，AE，DINERS）

Nil

(*Remarks: new Fee will effect from Apr.1st 2020)

Should you have any queries, please visit any branch or sub-branch of BEA China in Mainland China, or contact our Customer Service Hotline at 95382.

Thank you.

The Bank of East Asia (China) Limited

31st ,Dec. 2019

No.	Fee Items	Applicable customers	Current Fee	Adjusted Fee
*148	Entrust Loan(the Borrower is Corporate ) - Annual Handling Fee	Personal and Corporate Customer（principal）	0.1%-3% of the entrust loan value	0.3% of the entrust loan value per year, minimum charge is RMB 5,000 per year
*149	Entrust Loan(the Borrower is Corporate ) – Annual Handling Fee for Extension	Personal and Corporate Customer（principal）	0.1% - 3% of the loan amount, and not less than the original drawdown commission	0.3% of the entrust loan value per year, minimum charge is RMB 5,000 per year
*33	Additional Statement Copy	Personal Customer	Free for the most recent 3 months, otherwise RMB5 per copy; Free for Platinum Card (except BEA Ctrip Co-Brand Credit Card and BEA-Qunar Platinum Credit Card); RMB5 per copy for BEA Ctrip Co-Brand Credit Card and BEA-Qunar Platinum Credit Card and RMB20 per copy for express process	Platinum credit card for free (with the exception of BEA Ctrip Co-Brand Credit Card and BEA-Qunar Platinum Credit Card), otherwise, RMB5 per copy, RMB20 per copy for express process.
* new	Issue identification certificates	Personal Customer	Nil	RMB15 per copy for creidt card related identification certificates ( account cancellation certificate、fully settlement certificate etc.); extra charge RMB20 if express delivery needed.
*33	Additional Statement Copy	Personal Customer	Nil	Additional electronic Statement Copy: Free for time period equals to or less than 24 terms; if time period extend 24 terms, platinum credit card for free (with the exception of BEA Ctrip Co-Brand Credit Card and BEA-Qunar Platinum Credit Card), otherwise RMB5 per copy
*32	Foreign Exchange Transaction Fees	Personal Customer	Nil	1.5% of transaction amount for BEA Master Credit Card
* new	Domestic Cash Liquidity Management	Corporate Customer	Nil	Implementation Fee：CNY 30,000 or Equivalent FCY Amount / per structure； Management Fee： CNY 3,000 or Equivalent FCY Amount / per Month； Maintenance Fee： CNY 500 or Equivalent FCY Amount / per account to be added or removed； Cash Entrustment Loan Commission：0.3% of Net daily EL funds transfer amount per year; Or 0.3% of total daily EL funds transfer amount. Accrued on daily basis and payable monthly
* new	Cross Border Cash Liquidity Management	Corporate Customer	Nil	Liquidity Management Service Fee：0.3% of total approved limit of Liquidity Management Service. Minimum charge CNY 10,000 or Equivalent FCY Amount.
* new	SWIFT MT940/MT950 E-Statement	Corporate Customer	Nil	RMB 800 per month per account.
* new	Consignment Trust	Corporate customer	Nil	According to negotiated prices with trust company
31	Credit Balance Refund Handling Fee	Personal Customer	1% of refund if by other banks for Personal CNY Credit Card; Minimum RMB15 per transaction; 0.5% of refund for VISA Credit Card; Minimum USD1 per transaction	1% of refund if by other banks for Personal CNY Credit Card; refund if through self-service channel (Credit Card Wechat public address) by other banks for free ;( Minimum RMB15 per transaction; 0.5% of refund for VISA Credit Card; Minimum USD1 per transaction
150	Monitoring Fee	Corporate customer	Charged at 1‰/year - 1%/year of the fund according to the agreement. Charged as one year if the term of the agreement is less than one year. Charged one-time in principle.	Charged at 0.1%/year - 1%/year of the fund according to the agreement. Charged as one year if the term of the agreement is less than one year. Charged one-time in principle. (small micro entities will not be charged)
159	Annual Usage Fee	Corporate customer	Minimum RMB50 per year / Maximum RMB300 per year	Maximum RMB300 per year
152	Advisory Service Fee Investment Banking Services	Corporate Customer Appling For Financial Advisory Services	Provide the consulting services regarding merge and acquisition, corporate wealth management as well as assets management .	Provide financial consulting services regarding debt financing, equity, merge and acquisition, assets management, assets securitization, deal matching and market research for corporate and institutional clients.
128	Handling Fee on Change of Loan Terms. Including: Amendment of Monthly Repayment Amount or Repayment Terms or Guarantor's Information	Personal /Corporate Customer	Including: Amendment of Monthly Repayment Amount or Repayment Terms or Guarantor's Information	Including: Repayment date、Repayment method、interest rate、Collateral、Guarantor、Mortgagor and remaining loan tenor ,etc.
153	Wealth Management products issued by our bank	Personal /Corporate Customer	Wealth Management products issued by our bank （Charge items mainly involve subscription fee、transfer fee、custodian fee、redemption fee, and floating management fee, etc.）	8.5 Financial Services 154.Domestic funds and asset management products distribution(mainly involves subscription fee; redemption fee; conversion fee; trailer fee, sales and service fees) 11、Structure Deposit Structure Deposit （Charge items mainly involve subscription fee、redemption fee, and floating management fee, etc.）
161	CUP Card acquirer fees (including electronic merchant )	Personal /Corporate Customer	162.Meal entertainment class(Food and beverage、Hotel、Entertainment、Gold jewelry、Handicraft article、The real estate and car sales):1.25%, among them, the real estate and car sales’ maximum is RMB80; General class (General merchandise、Wholesale、Social training、Intermediary service、Travel agent and The scenic spot tickets ,etc.) :0.78%, among them, the wholesale’s maximum is RMB26; The people’s livelihood(Supermarket、Large warehouse stores、Pay the water and electricity gas fees、Gasoline、The ticket of transportation):0.38%; Public welfare (Public hospitals and schools):0(Bank charge according to the service cost); NOTICE: The above fees are the benchmark cost, in the actual execution, they would be floated up and down 10% on this basis. The specific charge standard depends on the actual agreement.	8.8 Card Acquirer 161. Negotiate by both parties, and charge according to contract agreement
6.3	CNY Transfer to 3rd party account	Personal Customer	0.5% on amount of remittance (Minimum RMB2, Maximum RMB20)	Nil
7.8	Foreign currency card acquirer fees	Corporate Customer	4%（VISA,MASTER，JCB，AE，DINERS）	Nil