Adjustment to the Credit Card staging Fees of Bank of East Asia (China).Ltd
Dear Customer:
In line with the development of credit card of Bank of East Asia (China).Ltd (the following abbreviations “we”) and in order to provide credit card holders with an improved level of service, we plan to adjust the staging fee and change the form of fixed charge to differentiated charge as follows:
|
No.
|
Fee Items
|
Applicable customer
|
Current Fee
|
Adjusted Fee
|
|
35
|
Flexible staging Fee
|
Personal Customer
|
Only for Personal Credit Card.
Total amount of principle multiply fee rate. Different fee rate for different industry or business scale. Staging fee one-time charge at first term or monthly charge at several terms.
One-time charge at first term as follow :
3 terms : 2%
6 terms : 3%
12 terms：4.5%
18 terms：6.5％
24 terms：8.5％
Monthly charge at several terms as follow:
3 terms：3%
6 terms： 3.9％
12 terms：7.2％
18 terms：10.44％
24 terms：13.2％
|
Only for Personal Credit Card.
Total amount of principle multiply fee rate. Different fee rate for different industry or business scale. Staging fee one-time charge at first term or monthly charge at several terms.
Change the form of fixed charge to differentiated charge as follows:
Maximum staging fee（per term）：
3 terms：1.10%
6terms：0.95%
12terms：0.92%
18terms：0.90%
24terms：0.90%
36terms：0.90%
|
|
36
|
Statement staging Fee
|
Personal Customer
|
Total amount of principles multiply fee rate:
3 terms: 1% per term
6 terms： 0.7％ per term
12 terms：0.6％ per term
18 terms： 0.6％ per term
24 terms：0.6％ per term
Only for Personal CNY Credit Card
|
Total amount of principles multiply fee rate. Change the form of fixed charge to differentiated charge as follows:
Maximum staging fee（per term）：
3 terms：1.10%
6terms：0.95%
12terms：0.92%
18terms：0.90%
24terms：0.90%
36terms：0.90%
|
|
37
|
Mailing staging Fee
|
Personal Customer
|
1 term : 0.5％－5％;
3 terms : 1％－8%;
6 terms : 3％－10%
12 terms：5％－13%
24 terms ： 5％－13%
36 terms : 7.5％－13%
48 terms : 10％－13%
Different fee rate for different industry and one-time charge;
Only for Personal CNY Credit Card
|
Change the form of fixed charge to differentiated charge as follows:
Maximum staging fee（per term）：
3 terms：1.10%
6terms：0.95%
12terms：0.92%
18terms：0.90%
24terms：0.90%
36terms：0.90%
|
|
38
|
Large amount staging Fee
|
Personal Customer
|
Only for Personal CNY Credit Card.
Total amount of principle multiply fee rate: Different fee rate for different industry or business scale. Staging fee one-time charge at first term or monthly charge at several terms.
One-time charge at first term as follow:
3 terms：1.35%-4.5%
6 terms：2.37%-4.5%
12 terms: 4.5%-8％
18 terms: 6%-10%
24 terms: 8%-12％
36 terms: 11.6%-16％
48 terms: 14.87%-20％
60 terms: 18.05%-24％
Monthly charge at several terms as follow:
12 terms: 4.8%(0.4% per month)
24 terms: 8.76%-12%(0.365%-0.5% per month)
36 terms: 12.96%-18%(0.36%-0.5% per month)
48 terms: 17.52%-24%(0.365%-0.5% per month)
60 terms: 21.9%-30%(0.365%-0.5% per month)
|
Only for Personal CNY Credit Card.
Total amount of principle multiply fee rate: Different fee rate for different industry or business scale. Staging fee one-time charge at first term or monthly charge at several terms. Change the form of fixed charge to differentiated charge as follows:
Maximum staging fee（per term）：
3 terms：1.10%
6terms：0.95%
12terms：0.92%
18terms：0.90%
24terms：0.90%
36terms：0.90%
|
Above staging fee is related to the Statement Staging fee, Flexible Staging fee, Mailing Staging fee and Large Amount Staging fee. Actual staging fee and applicable terms are subject to the publication of application interface. Adjustment will be effected from Mar.12th, 2018.
If there are any updates or additional explanation on staging fee adjustment, please refer to our extra announcement.
Bank of East Asia (China).Ltd reserves all the rights for the final explanation.
Should you have any queries, please contact our Customer Service Hotline at 95382.
We would like to apologize and thank you again for your attention and support!
It is hereby notified the above.
The Bank of East Asia (China) Limited
12th Dec., 2017
