-      Passbooks are provided to customers to record banking transactions ;

-      Interest is paid on the 20th day of the month at the end of each quarter ;

-      The minimum deposit amount is RMB1. A monthly account management fee of RMB10 will be charged if the average daily balance of the account is lower than RMB5,0000 .

-      A variety of foreign currencies are available including Hong Kong dollar(HKD) , Canadian dollar(CAD) , US dollar(USD) , Euro(EUR) , Japanese Yen(JPY) , Australian dollar(AUD) and Pound Sterling(GBP) . Deposits in other foreign currencies can be arranged upon request* ;

-      Passbooks are provided to customers to record banking transactions ;

-      The minimum deposit amount is USD200 or its equivalent ;

-      Interest is paid on the last day of every half year .

*The currency types available for deposits may be restricted by national banking regulations .