BEA China's personal loans allow the borrower to borrow money by pledging a certificate of time deposit as collateral. A personal loan essentially means that you do not have to wait until the time deposit matures to free up the money you need.
Please visit your nearest BEA China outlet or dial 800-830-3811 for more information.
Convenient, flexible withdrawals
The borrower must be a Chinese resident or overseas resident.
The borrower must have a legal and stable income, good credit and the capacity to repay the principal and any interest accrued.
Other conditions may be required.
Borrow up to 90% of the value of the pledge.
The maturity date of loan must be earlier than that of the pledge.