Receive a preferential interest rate.

Multiple repayment methods are available.

The borrower must be a Chinese resident or overseas resident.

The borrower must have a legal and stable income, good credit and the capacity to repay the principal and any interest accrued.

The borrower must provide security which is acceptable by this bank

Other conditions may be required by the lending bank.

Loan amounts of up to 80% of the market price of the collateral.

The term can be extended for up to 30 years.