Multiple repayment methods are available.

The borrower must be a Chinese resident or overseas resident.

The borrower must have a legal and stable income, good credit and the capacity to repay the principal and any interest accrued.

The borrower must provide security which is acceptable by this bank.

Other conditions may be required by the lending bank.

Loan amounts of up to 70% of the market price of the collateral.

The term can be extended for up to 15 years.