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Schedule of Charges
The Bank of East Asia (China) Limited (“the Bank”) may, at its own discretion or as required by laws and regulations and/or by the provisions of the supervisory authorities, amend the charges, accounts and services in this tariff from time to time. The Bank shall not be liable for not notifying the customers of such adjustments caused by any change in regulatory requirements. Please refer to the Bank's official website or written notice of the branches for actual amendments. 
The charges shown in this tariff do not include charges collected by other institutions (including,but not limited to any other branches of the Bank or any other members of The Bank of East Asia Group situated in or outside Mainland China) or duties, levies, charges or taxes imposed by the Government. Where applicable, these charges, duties, levies or taxes should be paid at the rate laid down by such other institutions or the relevant authorities.
Unless otherwise stipulated, the charges shown in this tariff will be calculated and collected in Chinese Yuan (RMB). If payments are made in a different currency from the prescribed currency, the equivalent in such other currency will be calculated at an exchange rate quoted by the Bank at the time of payment.
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Deposit & Loan Interest Rates(RMB)
Deposit & Loan Interest Rates(RMB)
Deposit Rates(RMB)
Loan Interest Rates(RMB)
Account Type Annual Interest Rate(%)
Current Deposit 0.3
Term Deposit
3 Months 1.375
6 Months 1.625
1 year 1.875
2 years 2.35
3 years 2.75
5 years 2
Agreement Deposit 1.265
Call Deposit
1 day 0.80
7 days 1.35
The above RMB Interest rates shall be effective from 2017.08.24; The Global Access Accounts will be provided with favorable interest rates. For further information, contact your account manager or call Customer Service Hotline at 95382.The above information is for reference only and subject to changes without further notice. Interest rates in branches’ announcements shall prevail. Click to view historical RMB deposit interest rates.
Account Type Annual Interest Rate(%)
Short-term Loan
Less than 6 months (including 6 months) 4.35
6 months to 1 year (including 1 year) 4.35
Long-Term & Medium-Term Loan
1 to 3 years (including 3 years) 4.75
3 to 5 years (including 5 years) 4.75
Above 5 years 4.90
Note: Interest rates for loans listed in the table are executed starting from 2015.10.24. The above content is for reference only and may adjust or change timely. Take the relevant information of the Bank of East Asia (China) Limited outlets as the standard. Click to view historical RMB deposit interest rates.